SBI to launch a housing loan guarantee business
SBI Holdings and its consolidated subsidiary SBI ARUHI decided to jointly invest in a preparatory company to enter the housing loan guarantee business from April 2025.
SBI ARUHI has maintained the No. 1 market share in loan execution volume for 14 consecutive years, providing [Flat 35] loans to a wide range of customers through approximately 100 locations, including nationwide franchise stores, directly-operated stores, corporate sales offices targeting real estate companies and major developers, as well as web channels.
By entering the housing loan guarantee business utilizing the experience and expertise cultivated through the housing loan business, SBI ARUHI aims to further increase the number of housing loans handled and improve and stabilize stock revenue. The new company will conduct appropriate screening using data held by SBI ARUHI and AI technology. Furthermore, SBI ARUHI will promote collaboration with SBI Group companies in various areas, including sales activities.
The SBI Group has been promoting partnerships with regional financial institutions nationwide to contribute to the national goal of regional revitalization. This guarantee business plans to include housing loan products provided by regional financial institutions as guarantee targets, aiming to further strengthen partnerships with regional financial institutions through the business.
Company Overview
- New Name (Planned): SBI Credit Guarantee (the preparatory company is a wholly-owned subsidiary of SBI ARUHI, currently named "Hirakawa-cho Financial Business Preparatory Company"; the company name will be changed before business commencement; after joint investment, it will become a consolidated subsidiary of SBI ARUHI)
- Representative (Planned): Tomoyasu Domon
- Establishment Date: November 19, 2024
- Business Description: Credit guarantee operations, solution provision for regional financial institutions
- Capital (Planned): 505 million yen (including joint investment)
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