Daiwa Connect Securities and Credit Saison launch investment with points

Daiwa Connect Securities, a subsidiary of Daiwa Securities Group, and Credit Saison have launched a point investment service. Customers can now use Permanent Points, earned through Saison Cards and UC Cards issued by Credit Saison, for investments within the Daiwa Connect Securities platform.

By linking their Daiwa Connect Securities account with Credit Saison’s internet services “Net Answer ID” or “At U Net ID,” customers can use Permanent Points to purchase fractional shares (“hina-kabu”), fractional US shares (“hina-kabu USA”), and mutual funds (“mainichi-toushin”). Additionally, customers will earn Permanent Points based on their monthly cash and point-based purchases within these investment categories.

To celebrate the launch, Daiwa Connect Securities and Credit Saison are offering several campaigns, including a bonus for linking accounts and a campaign offering up to 100 times the usual Permanent Points for purchases made during the promotional period. Details are outlined below.

Using Points

• Eligible Services: hina-kabu, hina-kabu USA, mainichi-toushin
• Minimum Usage: 200 points per transaction (in increments of 100 points)
• Conversion Rate: 1 point = 4.5 yen
• Monthly Limit: 30,000 points
• Customers can also use d-points and Ponta points for investments.

Accumulating Points

By linking accounts and setting Permanent Points as the primary points currency, customers will earn points for monthly purchases as follows:

• hina-kabu: 0.2% of purchase amount
• hina-kabu USA: 0.1% of purchase amount
• mainichi-toushin:
  - Specific accounts/NISA Growth Investment Limit: 0.01% (0.02% for months with account transfers)
  - NISA Accumulation Investment Limit: 0.02%
  - Specific accounts/NISA Growth Investment Limit: 0.02% (using account transfer service)
  - NISA Accumulation Investment Limit: 0.03%
• Point redemption value may vary. Customers can also accumulate d-points and Ponta points.

Campaign Overview

• Benefit 1 (For Credit Saison Brokerage Accounts): 200 Permanent Points (equivalent to up to 1,000 yen) for linking accounts. An additional 20 points (equivalent to up to 100 yen) for account openings via the app. Excludes customers who have already received similar benefits for linking other point accounts.
• Benefit 2: Up to 100 times the usual Permanent Points for purchases of hina-kabu, hina-kabu USA, and mainichi-toushin (up to 400 points, equivalent to up to 2,000 yen). Valid from December 2, 2024 to December 30, 2024.
• Benefit 3 (For Credit Saison Brokerage Accounts): Up to 1,800 Permanent Points (equivalent to up to 9,000 yen) for investments using Permanent Points through a Credit Saison brokerage account. Valid from December 2, 2024 to December 30, 2024.

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